PlainFigureFree finance calculators

Lease Buyout Calculator

Last updated

Estimate the cost of breaking a lease, taking a buyout, or negotiating an early termination with reletting and deposit risk included.

Use this before asking a landlord for an exit number. It compares the full remaining-rent exposure with a written buyout and a practical reletting scenario.

Runs in your browserNo personal info requiredLease terms and local law still controlMethodology visible

Your Lease Numbers

Vacancy, deposits, and recovery

Use only rent you realistically expect to offset your liability.

Move and new-rent transition

Negative means the new place is cheaper; positive means more expensive.

Lease Exit Estimate

Expected total cost to leave

$0

Full remaining rent exposure$0
Contractual buyout cost$0
Likely reletting cost$0
Deposit impact$0
Move and new-rent transition$0
Break-even vs staying$0

Best, Expected, and Worst Case

ScenarioLease exit costsMove / rent transitionTotalCompared with staying

Detailed Breakdown

ItemAmountNotes
Methodology

Full remaining-rent exposure equals monthly rent times months remaining, plus unpaid utilities or lease fees and the deposit amount you believe is at risk.

Contractual buyout cost equals the buyout months multiplied by monthly rent, plus notice-period rent, early termination fee, reletting fee, deposit at risk, unpaid utilities or fees, moving cost, and the new-rent difference over the comparison window.

The likely negotiated or reletting scenario replaces the buyout fee with expected vacancy rent. It subtracts expected sublet or replacement rent recovered, but never below zero for the lease-exit portion.

Best and worst cases use the best-case and worst-case vacancy inputs, adjusted deposit risk, and the same moving and new-rent transition costs. This is planning math only; the written lease, local law, and written landlord agreement control.

Important caveats

Related calculators

Frequently asked questions

What is a lease buyout fee?

A lease buyout fee is a contract amount, often stated as one or two months of rent, that may let a tenant end the lease early if all lease conditions are met. Confirm whether it releases future rent and whether separate notice, reletting, deposit, or unpaid-charge amounts still apply.

Should I offer to find a replacement tenant?

Often yes, if your lease and local law allow it. A qualified replacement can reduce vacancy time and may support a lower negotiated exit cost, but the landlord may still require screening, approval, or a written assignment agreement.

Can my deposit be used as the last month's rent?

Usually you should not assume that. Many leases and local rules require rent to be paid separately and allow the deposit to be applied only after move-out deductions are determined.

What is the break-even vs staying number?

It compares the expected total cost to leave, including moving and new-rent differences, with the remaining rent exposure if you stayed in the current lease. A negative number means leaving is cheaper under your assumptions; a positive number means staying is cheaper before considering non-financial reasons.